PMJDY Documents Required, Pradhan Mantri Jan Dhan Yojana Document

Pradhan Mantri Jan Dhan Yojana (PMJDY) is a central Government Scheme it has an ambitious objective of covering all households in the country with banking facilities and having a bank account for each household. List of PMJDY Documents Required.

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Pradhan Mantri Jan Dhan Yojana Documents Required PMJDY

PMJDY documents required to open an account under Pradhan Mantri Jan-Dhan Yojana (PMJDY) are given below. An account can be opened by presenting an officially valid document. These may be

  • Your passport,
  • Your driving license,
  • Your Permanent Account Number (PAN) Card,
  • Your Voter’s Identity Card issued by Election Commission of India,
  • Job card issued by NREGA duly signed by an officer of the State Government,
  • The letter issued by the Unique Identification Authority of India containing details of name, address and Aadhaar number, or
  • Any other document as notified by the Central Government in consultation with the Regulator.

Provided that where simplified measures are applied for verifying the identity of the clients the following documents shall be deemed to be officially valid documents for PMJDY documents required:

  1. Identity card with applicant’s Photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions;
  2. Letter issued by a Gazetted officer, with a duly attested photograph of the person.

Please Note: Important for PMJDY Documents Required

Reserve Bank of India (RBI), vide its Press Release dated 26.08.2014, has further clarified that those persons who do not have any of the ‘officially valid documents’ can open “Small Accounts” with banks. A “Small Account” can be opened on the basis of a self-attested photograph and putting his/her signatures or thumb print in the presence of officials of the bank. Such accounts have limitations regarding the aggregate credits (not more than Rupees one Lakh in a year), aggregate withdrawals (nor more than Rupees ten thousand in a month) and balance in the accounts (not more than Rupees fifty thousand at any point of time). These accounts would be valid normally for a period of twelve months. Thereafter, such accounts would be allowed to continue for a further period of twelve more months, if the account-holder provides a document showing that he/she has applied for any of the Officially Valid Document, within 12 months of opening the small account.

PMJDY Scheme’s Detailed Information | National Toll Free No.-  1800 11 0001, 1800 180 1111

Other Related Aricles

PMJDY Scheme Benefits & Details | PMJDY Eligibility Criteria | PMJDY Application From & Procedure

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